Guess who the dimwit was who gave a client wrong advice yesterday. It was so wrong I almost made the poor girl lose her house.
You all know it's me right.
This girl had filed bankruptcy with us and had fallen short on money so she couldn't pay her mortgage for a couple of months, hence there was a Motion filed by the bank to either give her a chance to come up with the money or to willingly surrender the house. This is what I do everyday.
My job is to call these dimwits and convince them to make this tormenting decision. Do you want your house or don't you, and if they do then they have to pay the money. And if they don't then they have tp let us know in time so we can pose no opposition to the Motion.
Of course some people do not know if they want the house or not, it is not a decision that readily comes to their feeble minds at all, especially since most of them cannot afford it. But some people just go hey, they got me, I can't afford it, so let them take the stupid thing, I'll start packing.
Some people try to battle it out and claim that they have paid their money and it was probably sent to the wrong address or the bank got it and is now denying that they did. Which is wrong you all know but debtor's always try to fret.
This and many other things is what I deal with. In between all these phone calls, I also have to file a lot of delicate stuff that cannot be screwed up unless the judge wouldn't approve them, so it gets kinda distracting when you have to take phone calls from evasive people.
Back to this girl, so she fell into the category of the people that are not pretty sure if they want it or not, but they know they can't afford it, hence they still wanna hold onto it. They are the kinda people that just waste your time all day, every week. At the last minute she comes to me, and asks for my advice--she was wrong for that. She wanted to sell the house, and she wanted to know if she could sell it even if she poses no opposition to the Motion filed by the bank to take it from her. I told her yes. Which actually should have been No, since the house would then belong to the bank after the motion, and no longer to her, so that way she couldn't sell something that doesn't belong to her. She wouldn't have the title anymore. It sounds pretty easy when I explain it to myself now, I don't know why it didn't configure that way when I told her that yesterday.
There is more but I shall stop here. Work calls.
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