I am soon to file for Chapt. 7 bankruptcy I can see it, I don't want it, I reject it in Jesus name, but it's like what am I doing to myself? And it is so ironic that I started my new job working as a bankruptcy paralegal and I am now almost falling into the pith of all those helpless people that I read their files everyday.

How so, let me recount the ways:

1) I have only $90 and some change in my checking account as of today.

2) Following my appointment at new and almost disappointing new job, I charged my only credit card to the tune of $200, on getting a leather chair for my room, some office material for my self and a fax machine which I used to look and find said job.

3) Also following said job, I bought some new clothes, official kinda clothes for the job, I felt I needed to look the part. Little did I know about said office--let's just say it turned out more hectic and work-oriented than professionalism and overly officious. So my Rich's and Macy's cards are now completely maxed out. I ain't lying.

4) Then, my only credit card decides to charge me $30 in addition to the amount I maxed on it, not a late charge fee, just what they term as an "annual fee, I don't know what that is supposed to mean but I am looking into that right now.

5) I have spent about $20 on gas, $10 on lunch which I had to bump off my mum, and then, a whole lot of engine work which is needed on my car because of the wear and tear of job hunting/attending is having to wait because hey, I can't afford it.

6) Said job has not discussed anything regarding salary with me. I have not signed letter of employment, or a W2, so at this point I feel like I am working for free.

7) My car payment is due, it was due as of yesterday, so I have to find $250 from somewhere, anywhere!!!

8) I quit my other job. So there is no money coming in from that angle.

So, as you can see my problems are lining up, I guess this is what happens when your 29th birthday is just 2 months away. problems of maturing. I talked to my sister and she hinted that I should talk to the new company about my pay, W2, and all other nick-nacks. My mum said I shouldn't. I feel like I shouldn't, I feel that money is such a delicate thing that you shouldn't have to have to mention it to someone, especially a new employee, they should know. It's just ethical that they do.

I just hope something comes through for me because I would hate to have no means of paying my bills. It's too close to my birthday to have financial problems or shall I say fiasco!